National Insurance Board
Terms of Use


Please read the terms of use carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof. National Insurance Board is the sole author of the information contained on this website - the contents may not be reproduced without written permission. Please note this is not a complete interpretation of the National Insurance Act. Please contact an NIBTT Service Centre for further information. The NIBTT does not warrant any of the information provided. Changes may be made at anytime without prior notice. We make every reasonable effort to maintain current and accurate information on this site, and it has been assembled in good faith. All links and references to other websites, organisations or people found on this site are provided for the user's convenience only, and should not be taken as endorsement of those websites, or of the information contained in those websites, nor of the organisations or people referred to. NIBTT neither implicitly nor implied endorse any website, organisation or people who have off-site links to this website.


NIBTT shall not be liable in contract, tort, or otherwise, for any direct, indirect or consequential loss, or damage sustained by the customer, direct or indirectly, arising from the use of the site, including but not limited to any loss or damage resulting as a consequence of any defects, delays, interruptions, inaccuracies or errors in the information on the site.


NIBTT’s Website Usage Statement

The user of this site can find out about our products and services, read our financial reports, or get additional information about our services without giving us any information about yourself. The privacy of our customers however remain and has always been of utmost importance to the NIBTT.

Any misuse or abuse of this website is subject to the laws of Trinidad and Tobago.


All information submitted to NIBTT through this website shall be deemed and remain the property of NIBTT. It is NIBTT’s policy to adhere to strict measures of confidentiality. It is the Internet user's decision to communicate personal information to NIBTT through this website. NIBTT shall not be held responsible and liable for any unauthorised access to information submitted through this website.


Unless otherwise stated, the information available on this web site is protected by copyright. Such information may be reproduced for personal use without further permission, provided that it is attributed to the NIBTT. Requests and inquiries concerning the reproduction of information on this web site for any purpose other than personal use, or the use of scripts or codes, requires permission from Corporate Communications, Department, National Insurance Board of Trinidad and Tobago.