Use of Site

Please read the terms of use carefully. By accessing this Site and any pages thereto including any eAppointment, Contributions submissions link or portal (collectively "the Site") you agree to be bound, without modification, to all the terms of use contained herein and all other operating rules, policies and procedures that may be published from time to time. If you do not agree to the terms and conditions below, do not access this site, or any pages thereto.

Disclaimer and Limitation of Liability

The National Insurance Board of Trinidad and Tobago (NIBTT) is the sole author of the information contained on this website and authorizes you to view and download the materials at this Site only for your personal, non-commercial use, provided that you maintain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials at this Site in any way or reproduce or publicly display, perform, or distribute or otherwise use them or any part of them for any public or commercial purpose without the written permission of the NIBTT. For the purposes of this Agreement, any use of these materials or any part thereof on any other website or networked computer environment for any purpose is prohibited. The materials at this Site are copyrighted and any unauthorized use of any materials at this Site may violate copyright, trademark, and other laws. If you breach any of part of this Agreement, your authorization to use this Site automatically terminates and you must immediately destroy any downloaded or printed material. While the NIBTT makes every effort to keep this Site up to date, it does not provide any guarantees, conditions or warranties that the information shall be:

  • current
  • secure
  • accurate
  • complete
  • free from bugs or viruses

Please note that this is not a complete interpretation of the National Insurance Act and users should contact an NIBTT's Service Centre for further information. The NIBTT is not liable for any loss or damage that may come from using the Site. This includes:

  • any direct, indirect or consequential losses
  • any loss or damage caused by civil wrongs ('tort', including negligence), breach of contract or otherwise;
  • the use of this Site and any websites that are linked to or from it; and
  • the inability to use this Site and any websites that are linked to or from it

This applies if the loss or damage was foreseeable, arose in the normal course of things or you advised the NIBTT that it might happen. This includes (but is not limited to) the loss of your:

  • income or revenue
  • salary, benefits or other payments
  • business
  • profits or contracts
  • opportunity
  • anticipated savings
  • data
  • goodwill or reputation
  • tangible property
  • intangible property, including loss, corruption or damage to data or any computer system
  • wasted management or office time

All links and references to other websites, organisations or people found on this site are provided for the users convenience only and should not be taken as endorsements of those websites or, of the information contained in those websites nor of the organisations or people referred to. NIBTT neither implicitly nor impliedly endorses any website, organization or people who have offsite links to this website

Privacy - NIBTT's Website Usage Statement

The user of this Site can find out about our products and services, read our financial reports, or get additional information about our services without giving us any information about yourself. The privacy of our customers however remains and has always been of utmost importance to the NIBTT.


All information submitted to NIBTT through this website shall be deemed and remain the property of NIBTT. It is an NIBTT's policy to adhere to strict measures of confidentiality. It is the Internet user's decision to communicate personal information to NIBTT through this website. NIBTT shall not be held responsible and liable for any unauthorized access to information submitted through this website


There may be notices elsewhere on the Site that relate to how you use it. The NIBTT is not liable for any failure to comply with these terms of use because of circumstances beyond its reasonable control. The NIBTT may decide not to exercise or enforce any right available to it under these terms of use but can always decide to exercise or enforce that right at a later date. Any non-enforcement of a right shall not be deemed to be an automatic waiver on the part of the NIBTT in respect of subsequent breaches by you on other occasions. If any of these terms of use are held to be invalid, unenforceable or illegal for any reason, the remaining terms of use shall remain applicable.

Modification the Terms of Use

The NIBTT makes every reasonable effort to maintain current and accurate information on this Site and it has been assembled in good faith. However, the NIBTT may revise the content of this Agreement at any time by updating this posting under its Terms of Use. You should visit this page from time to time to review the current terms because they are binding on all users. You will agree to any changes if you continue to use this Site after the terms of use have been updated. Certain provisions of this Agreement may be superseded by expressly designated the National Insurance Act, legal notices or terms located on particular pages at this Site.

Website content changes

The NIBTT does not guarantee that this Site, or any content on it, will always be available or be uninterrupted. The NIBTT may suspend or withdraw or restrict the availability of all or any part of its Site for business and operational reasons. The NIBTT shall try to give you reasonable notice of any suspension or withdrawal.

Applicable Laws

This Agreement shall be governed in all respects by the substantive Laws of the Republic of Trinidad and Tobago. Any controversy, claim, or dispute arising out of or relating to the Agreement shall be subject to the exclusive jurisdiction of the competent courts of the Republic of Trinidad and Tobago