Benefits
The National Insurance Board of Trinidad and Tobago (NIBTT) pays benefits to persons who register and pay contributions to the National Insurance System.
Over the years significant changes have been made to the National Insurance System. These changes provided:
- more generous cash benefits to insured persons and their dependent survivors
- increased levels of earnings that are subject to N.I. contributions keep the value of benefits relevant to current levels of earnings; and
- marginally increased rates at which contributions are paid on insurable earnings that part of an insured person's earnings that is covered by the National Insurance System, introduction of tougher measures to allow the NIBTT to protect the system against fraudulent claims and other fraudulent activities.
Employed persons who earn $200.00 or more per week must be registered and are required to contribute to the National Insurance System. These contributions allow insured persons to qualify for a range of benefits.
Employed persons earning less than $200.00 per week and who are contributors as at March 3, 2014 and continued in insurable employment on March 4, 2014 will continue to participate in the National Insurance System. Today, we stand proud, adding value to our customers' lives by offering 23 benefits in 7 categories. These benefits are designed to alleviate the economic burdens.
NIS Benefits categories breakdown:
- Sickness
- Maternity
- Grant
- Allowance
- Special Maternity Grant
- Invalidity
- Funeral Grant
- Retirement
- Retirement Pension
- Retirement Grant
- Employment Injury
- Injury Allowance
- Medical Expenses
- Disablement Grant
- Disablement Pension
- Employment Injury Death
- Widow's Pension
- Widower's Pension
- Child's Allowance
- Dependent Parent Pension
- Remarriage Grant
- Survivors'
- Widow's Pension
- Widower's Pension
- Remarriage Grant
- Child's Allowance
- Orphan's Allowance
- Dependent Parent Pension
Please view the
Benefit Claims Guidelines & Checklist
page when completing your claim.
NIS BENEFITS
Life Certificate (Applicable to non-residents only)
Email Life Certificates to lifecertificates@nibtt.net for your benefit payments to continue uninterrupted.
The Customer Care Department's email will no longer receive Life Certificates.
Life Certificate (NI.65) to be completed by Non-Residents of Trinidad and Tobago receiving:
The Life Certificate (NI.65) must be submitted every six (6) months.
The purpose of the Life Certificate is to establish that the beneficiary is alive on the date of declaration.
In order to ensure that there is no disruption in your payments, forms must be completed and submitted by June and December of every year.
To complete the process, you must:
Email copies of your notarized life certificates to lifecertificates@nibtt.net.
The subject of the email must include your full name. (e.g., “Life Certificate - John Doe”).
or
Visit any of the 14 Service Centre Locations with a valid form of identification.
NB. In cases where Life Certificates were submitted via email (lifecertificates@nibtt.net), the original document must be forwarded to a Service Centre.
Non submission of Life Certificates at the required time will result in the temporary suspension of your benefit.
Once submitted, you will suffer no loss as your benefit will be reinstated and paid retroactively.
Signing of Life Certificates
Identification produced by the beneficiary should be a valid form of one of the following:
Kindly note that you are required to submit a Bank/Credit Union account number as stated on the form.
Please contact our Customer Care Centre for further information.