FAQs - Registration

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 Why must I register?
There are many persons with the same name although they are not related. Registration allows the Board to give each insured person a unique National Insurance number and a record of contributions and benefits, based on that number.  For this reason, complete registration is critical and persons are encouraged to answer all questions correctly.
 What if my employer refuses to register me?
Every employer is required to apply for registration of employees within fourteen days of employment, failing which he is liable on summary conviction to a fine of five thousand ($5,000.00) dollars
 What if I don’t provide the details to my employer, so that he can have me registered?
Every employed person and unpaid apprentice must furnish his employer with correct personal particulars necessary for the completion of any application for registration within seven days of employment. Failing this, the employed person is liable to a fine of five hundred dollars. However deductions must be made by the employer and paid to the Board.
 If my employer fails to register me when I furnish him with the personal particulars what should I do?
Report the matter to the Board immediately.  We will investigate and ensure that your registration is effected.  You should also apply to be registered on the prescribed form within 28 days of being employed. Failure to do so would result in the employee being liable on summary conviction to a fine of five hundred dollars.
 When must my National Insurance number be used?
Every-time you do business with the Board These instances will include when your employer pays your contributions; for claiming a benefit and any correspondence concerning National Insurance.
 How will I remember such a long National Insurance number?
Upon registration the Board issues a laminated National Insurance registration card on which your name and National Insurance number are recorded. Replacement cards are issued at a cost.
 Who is an unpaid apprentice?
An unpaid apprentice is a person who enters into a contract of apprenticeship or training in any trade or craft for which no remuneration or less than $100.00 is paid by the employer.
 Who must be registered?
Any employee who earns $120.00 or more per week . This includes a married woman employed by her husband. The contract of employment may be written or oral, expressed or implied. Paid and unpaid apprentices are also required to be registered.
 If my registration information changes, how soon should I contact the Board?
Immediately. An Insured person who has changed surname (by  way of marriage or deed poll) or address needs to visit any one of the Board’s local offices and complete the required NI 182 form.
 What are Contributions?
A contribution is a weekly payment fixed in relation to the wages/salaries of the insured person.
 Who pays Contributions?
Payment of the contribution is shared between the employer and employee in the ratio of 2:1 in accordance to the rate set out in the Act.
 What are Earnings?
For National Insurance purposes, earnings include more than the basic way or salary. Earnings also include: acting allowances, overtime payments, stipends, housing allowance, cost of living allowance, commission on sales, production or efficiency bonuses, danger or dirt money, payments for standby duty, and allowances for dependents. Therefore these should all be included in determining the earnings class of the employee for the particular pay period.


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National Insurance Board of Trinidad and Tobago (NIBTT)