Survivors Benefits'

How Much Will Be Paid?

Effective March 4, 2013, increases in survivor's benefit payments are made in the following categories.

  • Widow Or Widower’s Pension to a surviving spouse will receive a minimum of $600.00 per month.
  • A Child Allowance to a dependent child/step-child, adopted child of the deceased insured person. Effective March 4, 2013, a child will receive a minimum of $600.00 per month.
  • Where both parents were insured persons and are deceased the child will receive no less than $1,200.00 per month.
  • A Dependent Parent Allowance to a parent who was wholly or mainly maintained by the deceased insured will received $600.00.


The rate of survivors benefit paid based on the death of an insured person will be determined by the earnings class of the average of all the contributions paid by the insured person.

This benefit rate is shared between all the survivors in a ratio established in the regulations as follows – 60 % for the surviving spouse (Widow/Widower) and the rest is shared among any dependant children and/or parent. Not withstanding this, a child will receive a minimum of $600.00 per month.



For How Long Will The Benefit Be Paid

A Dependent Parent Allowance to a parent(s) who were wholly or mainly maintained by the deceased insured will be paid for life or until he/she remarries.

The Widow or Widower is paid for life or until remarriage.

The Widower will be paid for life or until he remarries

The dependant child/step-child/adopted child will be paid until age 19.

Children must be legally single.  A stepchild is a child of the surviving spouse who was resident in the home at the time of the death of the insured person and who was wholly or partially maintained by the insured person.

The benefit will also be paid to a child who was in the mother’s womb at the time of the father’s death. You will receive an allowance for that child from the Monday of the date of his or her birth.

The dependant parent will be paid for life or until he or she remarries

Should you remarry while still receiving your payment as the surviving spouse of a deceased insured person you will be paid a Remarriage Grant. You will no longer receive a pension for yourself but you will continue to receive payments for any dependent children who are still eligible for a child allowance.



Use of National Insurance Forms
Whenever  you perform National Insurance functions under the National Insurance Act or Regulations, you must accurately complete the specific National Insurance forms that are designed so that you can give all the information required.

All of these forms are available FREE of charge at any National Insurance Service Centre or are downloadable.

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National Insurance Board of Trinidad and Tobago (NIBTT)